What if your phone could do more than take calls, post updates, or scroll through social media?

What if it could power your business, accept payments, and grow your revenue, all without a single POS machine?

That’s exactly what many small business owners across Nigeria are discovering. From restaurant owners like Kishmeals to general merchants like SV Global Ventures, more entrepreneurs are switching to Nearpays SoftPOS, and they’re seeing real results.

This isn’t just another fintech story. It’s proof that technology can level the playing field for small businesses, helping them scale faster, spend less, and serve customers better; all with a smartphone in hand.

The Hidden Cost of Traditional POS Systems

For years, accepting digital payments meant one thing: getting a POS terminal. But traditional POS devices come with heavy baggage:

• High purchase or rental costs.
• Frequent downtime due to network issues.
• Maintenance fees and bank delays.
• Limited mobility, you can’t carry them everywhere.

For small business owners trying to scale or expand to new locations, these challenges add up quickly.

That’s where Nearpays comes in.

Turning Phones into POS Machines

Nearpays SoftPOS changes everything.

With just a smartphone, businesses can:

• Accept card payments instantly, no hardware required.
• Assign digital POS terminals to staff and track sales remotely.
• Monitor every branch, every transaction, and every user from the Nearpays Corporate Dashboard.
• Access funds faster and securely.

In short, SoftPOS replaces the traditional machine with mobility, allowing businesses to collect payments anywhere, anytime.

Case Study 1

Kishmeals: “We Cut POS Costs by 60% and Doubled Convenience”

For Kishmeals, a fast-growing restaurant business, traditional POS terminals were eating into profits.

“We used to spend a lot maintaining our POS devices and managing delays. Switching to Nearpays SoftPOS was one of our best decisions,” says the founder of Kishmeals.

Now, with every staff member using the SoftPOS app on their phones, customers can pay right at their table or even at the door during deliveries.

The result?

• Faster payment processing.
• Reduced queues during peak hours.
• A 60% cut in hardware and maintenance costs.
• Real-time visibility of every sale through the Corporate Dashboard.

“Nearpays didn’t just simplify our payments; it helped us focus more on customer experience,” they add.

Case Study 2

SV Global Ventures: “We Made 24% Passive Income Through Nearpays Savings”

For SV Global Ventures, Nearpays offered more than just seamless payments; it became a financial growth partner.

By using Nearpays SoftPOS for daily transactions and Nearpays Savings to set aside profit, the business grew its financial discipline and returns.

“We made 24% passive income from our business savings with Nearpays. That’s more than any bank offered us,” says the CEO.

The combination of easy payments and high-interest savings created a reliable cash flow system. They could track sales, automatically separate profit, and reinvest smartly, all within the same ecosystem.

The result?

• Increased business liquidity.
• Automated profit savings.
• Improved decision-making through the Corporate Dashboard.

The Bigger Picture: How Smart Payments Drive Growth

Small businesses are realizing that growth doesn’t always mean spending more. Sometimes, it’s about using smarter tools.

With Nearpays:

• Restaurants serve customers faster and collect payments instantly.
• Retailers track every sale across branches.
• Freelancers and service providers accept payments from clients anywhere.

The SoftPOS + Corporate Dashboard combo gives every business owner control, visibility, and speed, without expensive infrastructure.

Conclusion: Scale Smarter, Not Harder

The future of business payments isn’t about machines; it’s about mobility.

And with Nearpays, that future is already here.

Whether you run a restaurant, retail shop, or general business, you can now accept payments, track sales, and grow, all with a smartphone.

It’s not just innovation. It’s empowerment.

And for thousands of small business owners across Nigeria, it’s changing the game.