Money moves the world, but moving money across borders has always been a challenge for Nigerians. High fees. Delays. Hidden charges. Complicated paperwork. For freelancers, SMEs, parents paying school fees abroad, or businesses paying international suppliers, the struggle is real.

That’s why we built Nearpays FX.

With Nearpays FX, you can create a U.S. bank account right from your phone, receive international payments in USD, and send money to U.S. or foreign bank accounts at a fraction of the usual cost. Whether you’re a freelancer, a parent, or a growing business, this tool puts global finance in your pocket.

Why We Built Nearpays FX

Nigeria has one of the largest freelance and SME markets in Africa, but international payments remain a bottleneck. For too long:

• Freelancers have struggled to get paid in dollars without middlemen.
• Parents have faced headaches paying tuition and rent abroad.
• SMEs have lost profit margins to sky-high bank transfer fees.

We designed Nearpays FX to fix these pain points. Fast, transparent, and affordable.

What You Can Do With Nearpays FX

1. Open a U.S. Bank Account Instantly: No embassy visits. No endless paperwork. You get a U.S. checking account and routing number in minutes — right from the Nearpays app.
2. Receive Payments in USD: Get paid by international clients, platforms, or businesses directly into your Nearpays FX account. No delays, no hidden cuts.
3. Send Money Abroad: Pay suppliers, business partners, or even family abroad without crazy conversion fees. Our rate is transparent and low.
4. Save in a Stable Currency: Inflation eats into naira savings. With Nearpays FX, you can keep your money in USD, protecting your earnings and making future planning easier.
5. Spend Freely with a Virtual Dollar Card: Need to shop online or pay for subscriptions? Link your FX account to your Nearpays Virtual Dollar Card and pay globally without stress.

Who is Nearpays FX For?

• Freelancers & Remote Workers: Get paid in dollars, faster and cheaper.
• Parents & Students: Pay tuition, rent, or other school-related fees abroad without hassles.
• SMEs & Corporates: Send and receive international payments without losing margins to bank fees.
• Everyday Users: Shop globally, pay for streaming, or save in a stronger currency.

Why Nearpays FX is Different

• No Hidden Fees: What you see is what you pay.
• Lower Costs: Transfers are lower compared to banks charging up to $15 per transaction.
• Mobile-First: Everything works directly from your phone.
• Seamless Integration: Works with other Nearpays products like SoftPOS, Corporate Dashboard, and Virtual Dollar Card.

How to Get Started

1. Download the Nearpays app (iOS or Android).
2. Complete a quick KYC verification.
3. Create your Nearpays FX account in minutes.
4. Start sending, receiving, and saving in USD.

Final Word

Cross-border payments don’t have to be complicated. With Nearpays FX, you can send, receive, and save in USD, all from your phone. It’s fast, secure, and built for Nigerians who want to compete and thrive in a global economy.

Be among the first to try Nearpays FX. Join the waitlist today.