For many university students in Nigeria, it’s not a lack of motivation or access to the internet that’s stopping them from enrolling in online courses. It’s payment. Most online learning platforms, including Coursera, Udemy, LinkedIn Learning, and even academic journal subscriptions, require payment in USD. And Nigerian banks? Not exactly making it easy. But what if there was a way to pay for all of them, instantly, without needing a dollar bank account?

We’ve just made it easier to earn and understand how to access your funds when you need them. From flexible plans to high-interest safelocks—with no hidden charges—this quick guide breaks down how it all works.

Most people don’t have a savings problem. They have a spending problem. It’s easy to move money to your savings account, but even easier to move it right back when temptation hits. That’s why many Nigerians struggle to build a solid financial cushion, even when they earn a sufficient income. But what if you could remove the temptation altogether?

A few years ago, savings meant standing in long queues at the bank, filling out forms, and crossing your fingers that hidden charges wouldn’t eat into your interest. But that’s no longer the case. Nigerians are waking up to better options. Digital savings is here—and it’s growing fast. Here’s the truth: people want more control, more returns, and less hassle. That’s why thousands of users—students, entrepreneurs, full-time workers—are choosing Nearpays for their savings goals.

Payroll shouldn't feel like a fire drill. But for many HR and finance teams, it still does. Every month, the same scramble occurs—opening spreadsheets, copying account numbers, sending one payment at a time, and manually double-checking transfers. It’s not only exhausting, it’s a waste of time. That’s why we built Recurring Payments on Nearpays.

Sometimes, the difference between chaos and calm in business is a single smart feature. If you’ve ever scrambled to send salaries or vendor payments on time—manually entering the same details month after month—you’re not alone. Many small businesses, startups, and even mid-sized teams still handle payments manually.

Learn how to assign staff, add branches, and manage virtual POS systems using the Nearpays Corporate Dashboard. A simple guide for Nigerian business owners.

Are you struggling to pay for things online with your Naira card? You’re not alone. From Netflix to Facebook ads, many Nigerians are finding it harder to complete international transactions. The good news? There’s a better, faster way to pay online, with a virtual dollar card. And even better: you can create one right now in a few minutes, no bank branch visit required.

"Card declined." That’s not just a message. It’s a dead-end. If you’ve tried using a regular naira card for international payments—Apple subscriptions, Meta Ads, POSSAP, even Netflix—you already know the frustration. Payments bounce. Banks block. Cards fail. It’s enough to make you give up. But now there’s a way around it that works: the Nearpays Virtual Dollar Card. And it’s not just “another fintech product.” It’s one that solves the exact problems most Nigerians face when paying in dollars online.

and leave. Simple, right? Not quite. At checkout, Victor had three options: cash, card, or transfer. He had neither cash nor his card on him, so he opted to transfer. And that’s where things went sideways. The cashier needed confirmation from her manager before handing over the items. But the manager wasn’t answering her phone.